Rural-scarcity zoning caps supply, and 15.3% 12-month price growth sits on a modest $1.39m median.
A very low ~1.7% yield ($460/wk median rent), a 1-listing rental market and ~28-32min to services — weak, thin income for an SMSF.
Creek-flat and one-road access are inferred risks; acreage septic/bore upkeep is off-limits to LRBA borrowing.
Growth without income: the yield is too low and the rental market too thin for an SMSF hold. Pass unless the cash-flow maths changes materially.
| Dimension | Verdict | Why |
|---|---|---|
| Capital growth | ◐ Mixed | 11.6% compound over 4 yrs, 15.3% last 12m. Past growth is already in the price — sustaining it depends on the supply picture below. trend data (this DB) |
| Rental yield | ✗ Bad | 1.7% gross — heavy negative cash flow inside the fund — the growth has to justify it. PropTrack via suburb page |
| Flood risk | ◐ Mixed | Rural creek-flat and road-isolation exposure inferred from catchment; no verified per-suburb flood — check at address level. flood factpack; MBRC Flood Check |
| Crime | ◐ Mixed | No suburb-level rate data (Woodford/Kilcoy police divisions); rural, with neighbours below the QLD average — verify on the QPS crime map. QPS crime map (verify) |
| Infrastructure | ✗ Bad | Rural — ~28-32min to Woodford/Caboolture; no retail, rail or hospital. Transport factpack |
| Owner-occupier appeal | ✓ Good | 79% owned / 21% rented, 81% family households — owner-occupier depth supports prices and resale; verify tenant demand separately (listings volume, room demand). ABS via suburb page |
| New supply risk | ✓ Good | Rural zoning under the 75%-rural-preservation policy; no pipeline — structural scarcity. supply factpack |
| Distance to rail | ✗ Bad | No station; nearest heavy rail Caboolture ~28-32min. Translink network |
| Housing stock & upkeep | ✗ Bad | Rural acreage on septic; large-lot upkeep the fund can't borrow to cover. editorial — stock-age judgment |
| Month | Value | Sample |
|---|---|---|
| 2021-07-31 | $864,500 | 8 |
| 2021-08-31 | $1,050,000 | 5 |
| 2021-09-30 | $1,150,000 | 5 |
| 2021-10-31 | $1,150,000 | 5 |
| 2021-11-30 | $1,150,000 | 5 |
| 2021-12-31 | $1,150,000 | 5 |
| 2022-01-31 | $1,100,000 | 6 |
| 2022-02-28 | $1,150,000 | 5 |
| 2022-03-31 | $1,150,000 | 5 |
| 2022-04-30 | $1,155,000 | 4 |
| 2022-05-31 | $1,150,000 | 3 |
| 2022-06-30 | $1,050,000 | 2 |
| 2022-07-31 | $1,050,000 | 2 |
| 2022-08-31 | $1,175,000 | 4 |
| 2022-09-30 | $1,075,000 | 4 |
| 2022-10-31 | $1,200,000 | 5 |
| 2022-11-30 | $1,200,000 | 5 |
| 2022-12-31 | $1,200,000 | 5 |
| 2023-01-31 | $1,250,000 | 4 |
| 2023-02-28 | $1,250,000 | 4 |
| 2023-03-31 | $1,250,000 | 4 |
| 2023-04-30 | $1,250,000 | 4 |
| 2023-05-31 | $1,250,000 | 4 |
| 2023-06-30 | $1,250,000 | 4 |
| 2023-07-31 | $1,250,000 | 4 |
| 2023-08-31 | $825,000 | 2 |
| 2023-09-30 | $1,300,000 | 1 |
| 2024-05-31 | $2,150,000 | 1 |
| 2024-06-30 | $2,150,000 | 1 |
| 2024-07-31 | $2,150,000 | 1 |
| 2024-08-31 | $2,150,000 | 1 |
| 2024-09-30 | $2,150,000 | 1 |
| 2024-10-31 | $2,150,000 | 1 |
| 2024-11-30 | $2,150,000 | 1 |
| 2024-12-31 | $2,150,000 | 1 |
| 2025-01-31 | $2,150,000 | 1 |
| 2025-02-28 | $2,150,000 | 1 |
| 2025-03-31 | $2,150,000 | 1 |
| 2025-04-30 | $2,150,000 | 1 |
| 2025-05-31 | $825,000 | 2 |
| 2025-06-30 | $1,205,000 | 4 |
| 2025-07-31 | $1,215,000 | 6 |
| 2025-08-31 | $1,300,000 | 7 |
| 2025-09-30 | $1,300,000 | 7 |
| 2025-10-31 | $1,375,000 | 10 |
| 2025-11-30 | $1,450,000 | 11 |
| 2025-12-31 | $1,450,000 | 11 |
| 2026-01-31 | $1,450,000 | 11 |
| 2026-02-28 | $1,450,000 | 11 |
| 2026-03-31 | $1,450,000 | 11 |
| 2026-04-30 | $1,390,000 | 12 |
| 2026-05-31 | $1,450,000 | 10 |
| 2026-06-30 | $1,390,000 | 8 |
| Month | Value | Sample |
|---|---|---|
| 2021-07-31 | $680/wk | 1 |
| 2021-08-31 | $680/wk | 1 |
| 2021-09-30 | $665/wk | 2 |
| 2021-10-31 | $650/wk | 1 |
| 2021-11-30 | $650/wk | 1 |
| 2021-12-31 | $650/wk | 1 |
| 2022-01-31 | $650/wk | 1 |
| 2022-02-28 | $650/wk | 1 |
| 2022-03-31 | $650/wk | 1 |
| 2022-04-30 | $650/wk | 1 |
| 2022-05-31 | $650/wk | 1 |
| 2022-06-30 | $650/wk | 1 |
| 2022-07-31 | $650/wk | 1 |
| 2022-08-31 | $650/wk | 1 |
| 2022-10-31 | $563/wk | 2 |
| 2022-11-30 | $563/wk | 2 |
| 2022-12-31 | $563/wk | 2 |
| 2023-01-31 | $550/wk | 3 |
| 2023-02-28 | $550/wk | 5 |
| 2023-03-31 | $550/wk | 5 |
| 2023-04-30 | $550/wk | 5 |
| 2023-05-31 | $550/wk | 7 |
| 2023-06-30 | $550/wk | 7 |
| 2023-07-31 | $550/wk | 7 |
| 2023-08-31 | $550/wk | 7 |
| 2023-09-30 | $550/wk | 7 |
| 2023-10-31 | $550/wk | 7 |
| 2023-11-30 | $455/wk | 6 |
| 2023-12-31 | $460/wk | 7 |
| 2024-01-31 | $480/wk | 6 |
| 2024-02-29 | $480/wk | 4 |
| 2024-03-31 | $480/wk | 4 |
| 2024-04-30 | $480/wk | 4 |
| 2024-05-31 | $420/wk | 4 |
| 2024-06-30 | $460/wk | 3 |
| 2024-07-31 | $460/wk | 3 |
| 2024-08-31 | $460/wk | 3 |
| 2024-09-30 | $460/wk | 3 |
| 2024-10-31 | $460/wk | 3 |
| 2024-11-30 | $460/wk | 3 |
| 2024-12-31 | $425/wk | 2 |
| 2025-01-31 | $350/wk | 1 |
| 2025-02-28 | $525/wk | 2 |
| 2025-03-31 | $525/wk | 2 |
| 2025-04-30 | $525/wk | 2 |
| 2025-05-31 | $440/wk | 3 |
| 2025-06-30 | $440/wk | 3 |
| 2025-07-31 | $440/wk | 3 |
| 2025-08-31 | $440/wk | 3 |
| 2025-09-30 | $440/wk | 3 |
| 2025-10-31 | $440/wk | 3 |
| 2025-11-30 | $440/wk | 3 |
| 2025-12-31 | $570/wk | 2 |
| 2026-01-31 | $570/wk | 2 |
| 2026-02-28 | $440/wk | 1 |
| 2026-03-31 | $440/wk | 1 |
| 2026-04-30 | $450/wk | 2 |
| 2026-05-31 | $450/wk | 2 |
| 2026-06-30 | $460/wk | 1 |
| 2 bed | 3 bed | 4 bed | 5+ bed | |
|---|---|---|---|---|
| Median price | — | $1.33m | $1.45m | $980k |
| Median rent | — | $460/wk | — | — |
| Implied yield | — | 1.8% | — | — |
| Address | Sold price |
|---|---|
| 198 Woodrow Road, Stanmore | $1,570,000 |
| 716-740 Cove Road, Stanmore | $1,330,000 |